Life Choices

The philosophy underneath the math.


Money is the easy part. The hard part is the question the money is meant to answer.

If you accept — really accept — that your time is finite, that the body is in slow free-fall, that the last decade of “more years” is usually the worst decade of all — your spreadsheets change shape. So does your calendar. So does the way you spend Tuesday morning.

This section is the philosophy. Stoic, Epicurean, Buddhist, secular, ancient, modern — whatever helps.

What you’ll find here

The Morality of Existence

  • Why “more years” and “more life” are not the same metric
  • Die With Zero: the Perkins thesis, fairly steelmanned
  • Stoic praemeditatio malorum — premeditating your end as a daily practice
  • The Epicurean argument that death is “nothing to us,” and where it falls short
  • Bernard Williams on immortality: why you’d hate it after a century
  • The medieval ars moriendi — what we lost when dying stopped being a craft
  • Bioethics of advance directives, MAID, and the legal scaffolding that exists now

Bucket List Planning

  • The bucket-list problem: most lists are someone else’s
  • A method for separating novelty cravings from deep wants
  • The energy budget: what your 50s can do that your 70s can’t
  • Building a “minimum viable life,” not a maximalist one
  • The single best filtering question: what would I regret not doing?
  • Avoiding the trap of treating retirement as one long vacation

A reading list to start

  • Bronnie Ware — The Top Five Regrets of the Dying
  • Bill Perkins — Die With Zero
  • Seneca — On the Shortness of Life
  • Atul Gawande — Being Mortal
  • Derek Parfit — Reasons and Persons (parts 2–3)
  • Marcus Aurelius — Meditations (book 4 especially)

A fuller list lives in Resources.


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