Memento FIRE

Financial independence for people who want more life, not just more net worth.

The Exit Interview You Should Give Yourself

Conceptual editorial image illustrating early retirement exit questions.

Companies hold exit interviews to learn why employees leave. Most people who reach FIRE need a harder version: an exit interview with themselves.

The goal is not permission. It is clarity. You are about to remove a large structure from your life. Before you do, ask what that structure was holding up.

Ask the ugly questions

What problem am I expecting retirement to solve? Which parts of work do I secretly like? Who will notice if I disappear from the professional world? What will I do on the third rainy Thursday after the celebration ends?

Also ask the financial questions plainly. What spending cuts happen after a market decline? Which account funds the first year? What work would I accept if the plan needed help?

Look for fantasy language

Beware answers that sound like stock photos: travel more, spend time with family, pursue passions, relax. These may be true, but they are not yet a plan. Replace them with specific behaviors: Tuesday lunch with my father, two months in Lisbon, three mornings a week writing before noon.

Write the resignation after the interview

If the answers are solid, the resignation becomes cleaner. If the answers are vague, wait or run a smaller experiment. Clarity is cheaper before the dramatic scene.

Use the math of walking away and the half-day life as prompts. The best exit is not a disappearance. It is a transfer of authority back to yourself.



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