Archive
Tag: fire number
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How Much Flexibility Is Worth One More Year of Work?
One more working year adds savings, market time, and a shorter retirement. It also costs one of your healthiest remaining years.
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Why $1M Is Both Too Much and Too Little
A million dollars is the default FIRE number because a million dollars is a round number. For some readers it is too much. For others, dramatically too little. Both errors come from the same mistake.
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Your FIRE Number Should Shrink Every Birthday
Most FIRE plans treat your number as static. It should not be. Every birthday reduces the amount of life your portfolio has to fund.
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The Real FIRE Number: How Much You Actually Need to Retire Early
The familiar “annual spending × 25” formula was designed for a 65-year-old in 1994 — not for you. Here is how to calculate the FIRE number that is actually yours.